Debt resources AU , Dealing with Debt - Pink Investments for women

Debt - Resources

In addition to our 'where to get help' free information, you will also find a number of free downloads to get you underway with overcoming your debt issues.

Why pay for help if it is available free?

Practically all the easy to find, advertised debt help services online, in the newspapers and telephone directories are private businesses. It is common for women to be worried by debt and getting up the courage to access help online or offline can be daunting. After building up the courage to deal with the situation, there is often nothing more disappointing than finding out that these are fee charging services. Quite often these businesses can do little more to help than the free services that are provided.

Northern Territory

Anglicare Nothern Territory Counselling Service

08 8948 2700 or 08 8985 0000

Somerville Community Services (Darwin Area )

08 8920 4100

Tangentyre Council (Alice Springs Area)

08 8951 4222

Queensland

Financial Counselling Association of Queensland

07 332 13192

www.fcqn.asn.au

New South Wales

The Credit & Debt Hotline

1800 808 488

Financial Counsellors Association of NSW

1300 914 408

www.financialcounsellors.asn.au

Credit Helpline

1800 808 488

Aboriginal Legal Services (NSW/ACT)

02 8842 8000

www.alsnswact.org.au

ACT

Australian Capital Territory Care Financial Counselling Service

02 6257 1788

Victoria

Financial & Consumer Rights Council

03 9663 2000

Consumer Affairs

1300 55 8181

Tasmania

Anglicare Financial Counselling Service

03 6223 2500

South Australia

Uniting Care Wesley

08 8202 5111

Child Youth and Family Services

08 8226 7000

Consumer Credit Solicitor at Hobart Community Legal Service

03 6223 2500 or 1800 232 500

Western Australia

Financial Counsellors Resource Project

08 9221 9411

Consumer Credit Legal Service

08 9481 7665

Financial Counsellors Association of WA

08 9325 1617

Online services

Banking and Financial Services Ombudsman

www.bfso.org.au

Combined Community Legal Centres NSW

www.nswclc.org.au

Consumber Action Law Centre VIC (CALC)

www.consumeraction.org.au

Consumers Online

www.consumeronline.gov.au

Energy and Water Ombudsman NSW (EWON)

www.ewon.com.au

FCAN

www.financialcounsellors.asn.au

FCAN

www.financialcounsellors.asn.au/find.htm

FIDO

www.fido.asic.gov.au (Australian Securities & Investments Commission)

Law and Justice Foundation NSW

www.lawfoundation.net.au

National Association of Community Legal Centres

www.naclc.org.au

Legal Aid Commission NSW

www.legalaid.nsw.gov.au

Office of Fair Trading NSW

www.fairtrading.nsw.gov.au

Free PDF downloads of various information regarding debt

Small claims tribunal of Australia

Calculating bills

Small claims tribunals of Australia

Bankruptcy or debt agreement

Calculating bills This PDF download will take you through the important points concerning debt agreements.

Bankruptcy or Debt Agreement

Letter to claim back bank charges - Step by step guide and link to template forms

Calculating bills

Letter to claim back bank charges (All Australia except Victoria)

Letter to claim back bank charges (Victoria)

Dealing with Debt - This PDF download is provided by ACCC & ASIC and is a comprehensive guide to dealing with your debt.

Calculating bills

Dealing with debt ASIC

Debt Collection Guidelines - This PDF download is provided by ACCC & ASIC. This document contains the guidelines governing debt collection. When in debt it is common for women to feel hounded and brow beaten by phone calls or mail about that debt. Refer to this document to establish if the debt collection process is within the guidelines set out by the ACCC & ASIC.

Calculating bills

ACCC-ASIC Debt CollectionGuideline

Disclaimer: All the information above is provided as a service for individuals and institutions. It should in no way be construed as a recommendation as an investment. Investment decisions should be based on the risk tolerance and planning horizon of the investor. Market participants must understand that past performance is also not a guarantee or predictor of future results.